Friday, August 08 2014
Our Will, Trust and Power of Attorneys features: Access to your secure site 24/7, You are in control of your documents, Complete forms at your own pace and time, Documents are prepared and sent to you with easy to follow instructions for notary and witness signatures, and prepared in a beautiful custom binder. Life Can Be Full Of Uncertainties You can't always control the unfortunate circumstances in your life, however you can have a plan in place should they occur. Our Will, Trust, and Power of Attorney is our way of helping you plan for life's uncertainties. It includes a variety of planning tools and options so that you may customize your plans for yourself and your family. Our Will, Trust, and Power of Attorney is an estate planning package complete with a Living Trust, Last Will and Financial and Health Care Power of Attorney. Our Will, Trust and Power of Attorney will assist you with these essentials:
Our Will, Trust and Power of Attorney is the comprehensive, affordable, easy-to-use package with everything you need. No add-ons, no surprises, no hidden fees.
Who needs Will, Trust and Power of Attorney? Our Will,Trust and Power of Attorney is something everyone needs to do, not just "wealthy" people. You don't need to be rich to become ill or injured, nor do you need to be wealthy to provide for and protect your family's financial affairs. Will, Trust and Power of Attorney will put you in greater control of the financial and health care decisions that directly affect the lives of you and your family. Last Will - A last will that expresses your desires for the handling of your financial and personal affairs. Living Trust - A living trust will save time and court costs by avoiding probate. Health Care Power of Attorney - You can name someone to make decisions about your medical treatment if you are unable to make them yourself. Also includes a living will. Financial Power of Attorney - You can name someone to manage your financial or business affairs if you are unable to handle them yourself. Plan while you can. It's not enough to simply want to do the right thing; you need to make sure it happens. Let Will, Trust, and Power of Attorney turn your good intentions into good planning and security for your family. Thursday, July 03 2014
Things to consider when preparing a will 1) Your Property
2) Guardians - If you have minor children under the age or 18 3) Your Business Interest - What would you like to happen to your business if something happens to you 4) Any Other Wishes
5) Executor - individual(s) who can carryout your wishes under the will when someone passes. Sunday, June 08 2014
Many credit repair companies target the most vulnerable individual due to their credit situation. There's a reason why an individual is looking for help on fixing their credit. It only means that they don't have the capability to pay some or all of their current debt. Why have them think that they are saving money by getting a credit repair service and that they will have a great credit after all that was said and done. Think of your credit, as a soldier. A soldier may make all necessary preparation for a battle, but that doesn't mean that he will have enough ammunition when a real battle happens. However, having a good plan of action can restore and complete a mission without getting into any battle. You will come out a winner and not a victim. This is what we do. We restore credit and give our clients a plan of action for the sole purpose of giving them a peace of mind and a more substantial credit score that will benefit them for years to come. We understand that every credit situation is different and unique. Credit Restoration is unique in that there is no selling strategy or sales speech to make. Several individual may have the same credit score but for entirely different scenario. The Credit Restoration Store analyzes each and every client's distinctive situation and prepares a customized Credit Restoration Plan of action specifically for each one. Do you know how much you spend for having a Poor Credit Score? A low credit score can cost you and your family hundreds of dollars each year and potential thousands of dollars over a lifetime. An artificially low credit score can add 3% to 18% to the interest rate of every loan or financing agreement that you might have or will have. It affects credit cards, student loans, home and car loans, business line of credit, and much more. An artificially low credit score can cause you to be denied, without even getting to the stage where a lender asks you to pay the enormous interest rate. Having a poor credit score can affect every financial agreement that you enter into, and it makes many financial options simply unavailable to you! The money that an individual saves from having a good credit compared to someone with a poor credit is probably the vacation trip that the individual with a poor credit has been planning for years but could not get to go, due to the money he or she is spending on interest alone. So what are you waiting for? Let's get started with your venture to have a better credit score, today! You can go online 24/7 with our automated system or call us anytime to request a one-on-one phone appointment with a specialist. We're always looking forward on helping someone in need. We can't leave a soldier behind... Thursday, May 08 2014
Living trusts is a way to avoid probate and reduce or eliminate federal estate taxes. This section will give you some general information to help you understand what your choices may be, but we still encourage you to talk to a lawyer to get specific answers about your situation. You can usually pay the lawyer’s fees from the property in the case. How can a living trust be set-up and funded?
Tuesday, April 08 2014
Living trusts is a way to avoid probate and reduce or eliminate federal estate taxes. This section will give you some general information to help you understand what your choices may be, but we still encourage you to talk to a lawyer to get specific answers about your situation. You can usually pay the lawyer’s fees from the property in the case. How can a living trust help help your estate?
Sunday, March 02 2014
The Estate Tax is a tax on your right to transfer property at your death. It consists of an accounting of everything you own or have certain interests in at the date of death. The fair market value of these items is used, not necessarily what you paid for them or what their values were when you acquired them. The total of all of these items is your "Gross Estate." The includible property may consist of cash and securities, real estate, insurance, trusts, annuities, business interests and other assets. Once you have accounted for the Gross Estate, certain deductions (and in special circumstances, reductions to value) are allowed in arriving at your "Taxable Estate." These deductions may include mortgages and other debts, estate administration expenses, property that passes to surviving spouses and qualified charities. The value of some operating business interests or farms may be reduced for estates that qualify. After the net amount is computed, the value of lifetime taxable gifts (beginning with gifts made in 1977) is added to this number and the tax is computed. The tax is then reduced by the available unified credit. Most relatively simple estates (cash, publicly traded securities, small amounts of other easily valued assets, and no special deductions or elections, or jointly held property) do not require the filing of an estate tax return. A filing is required for estates with combined gross assets and prior taxable gifts exceeding $1,500,000 in 2004 - 2005; $2,000,000 in 2006 - 2008; $3,500,000 for decedent dying in 2009; and $5,000,000 or more for decedent's dying in 2010 and 2011 (note: there are special rules for decedent dying in 2010); $5,120,000 in 2012, $5,250,000 in 2013, $5,340,000 in 2014 and $5,430,000 in 2015. Beginning January 1, 2011, estates of decedent survived by a spouse may elect to pass any of the decedent’s unused exemption to the surviving spouse. This election is made on a timely filed estate tax return for the decedent with a surviving spouse. Note that simplified valuation provisions apply for those estates without a filing requirement absent the portability election. Tuesday, February 25 2014
Both personal umbrella liability coverage and blanket insurance policy provide a lot of benefits to the insured especially when used at the right time. While blanket policy covers one or more broad classes of people or property, personal umbrella policy is only for liability. What is a blanket insurance policy? What is a Umbrella Liability Coverage? Basically, blanket policy pays for the insured while umbrella policy coverage does not do so and instead pays a third party. Also, blanket policy is used for businesses having more than one location, referring to a whole category of things. Personal liability umbrella is particularly useful when the assets you own requires protection at a time when someone sues you. It may also provide coverage for claims that may be excluded by the primary policies. Friday, January 24 2014
Need a Reliable, Efficient & Dedicated Care Giving Service? We have the solution for you...
Rest assured that whomever arrives at your door meets our high standards, and more importantly yours. We watch your special needs precisely, short term or long term, hourly, daily, weekly, or even live-in. We'll connect you to the exact services required. We are dedicated to exceeding your expectations in an effort to gain your confidence and security. Services Provided by RN & LVN includes:
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Sunday, December 29 2013
Have you prepared for your old days? It is very much important to be prepared for the day when you are retiring. Imaging what it would be like without the same energy, ability, and income that we get today. Wouldn't it be much better if you are just at home or on vacation, worrying nothing? Nursing Home Insurance Adult Day Care Insurance California Care Insurance Thursday, November 28 2013
Auto insurance protects individual against loss if one have an accident. It is a contract between an individual and the insurance company. The individual agree to pay the premium and the insurance company agrees to pay your losses as defined in the policy when an accident do happen. Auto insurance provides property, liability and medical coverage:
An automobile insurance policy is comprised of six different kinds of coverage. Most states requires you to buy some, but not all, of the above mentioned coverage. If you're financing a car, your lender may also have requirements. Most automobile insurance coverage are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium. Why do you need auto insurance?
Questions to ask your automobile insurance agent?
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